Experience

Borrowers must have at least one year of experience as an owner or manager in the industry of the business. A resume may be required to prove this experience.

Experience in a different industry can sometimes be transferred on a case-by-case basis. But, just because you were the president of a landscaping company does not mean you are qualified to apply for a loan to own a restaurant.
Education is never itself qualification for the experience required to qualify for a loan. Bringing in a Co-Borrower with the required experience is an option. See Co-Borrower.