USDA Loan Program

Maximum Project

$250,000 - $15,000,000

Multiple Loans

No Restrictions on Number of Loans Per Borrower

Recourse

Personal & Corporate

Loan Types

Purchase, Refinance
Construction

Maximum CLTV

80.0%

Occupancy Type

Owner Occupied or Investment

Eligible Locations

Nationwide

Property Types

Real Estate & Equipment

Real Estate Types

All Property Types and All Business Types

DSCR Minimum

1.15% - 1.4%

Credit Profile

Credit Issue Driven – Not Credit Score Driven

Interest Rate

Adjustable: Prime + 2.75 / Fixed: 6.25 – 7.5

Amortization

15 Years (Business Only) / 30 Years (Real Estate Related)

Term

Quarterly Adjustable or Fixed

Loan Points

Varies by industry, collateral and qualification issues

Prepay

Declining by length of term

The Continental Finance Difference

Nationwide Program
No Restricted Industries
Competitive Pricing
We Fund Your Loans