Loan Limits

$50,000 – $5,000,000

Multiple Loans

Restricted to Maximum SBA Guarantee ($5M)

Recourse

Personal & Business

Loan Types

Purchase, Refinance, Start-Ups, Business Only
Working Capital, Construction

Borrower Type

For Profit Business Only

Maximum LTV

90.0%

Occupancy Type

Owner Occupied ​(51% + of the gross usable square feet)

Eligible Locations

Nationwide​ & US Territories

Property Types

All Property Types Considered, Including ​Hotels​ & ​Gas Stations

DSCR Minimum

1.15% - 1.4%

Credit Profile

Not Credit Score Driven – Credit Issue Driven

Interest Rate

Prime + 2.0 – 2.75 / Fixed 5.25 – 8.25%

Amortization

10 Years (Business Only) / 25 Years (Real Estate Related)

Term

Quarterly Adjustable or Fixed

Loan Points

Case by Case Basis

Prepay

15 + Year Term: 5% - 3% - 1%

Closing Time

60 – 75 Days

The Continental Finance Difference

Nationwide Program
No Restricted Industries – SBA Ineligible Only
Real Estate – Business Only - Construction
Chapter 11 Refinancing – Approved Plans Only
We Make Loans Happen