SBA 504 Loan Program

Maximum Project

$22,000,000

Multiple Loans

Multiple SBA Loans Allowed (using Energy Conservation Rule)

Recourse

Personal & Corporate

Loan Types

Purchase - Refinance, Construction

Maximum CLTV

90.0%

Occupancy Type

Owner Occupied (> 51.0% of gross rentable square feet)

Eligible Locations

Nationwide

Property Types

Real Estate & Equipment Exclusively

Real Estate Types

All Property Types Considered, Including Hotels & Gas Stations

DSCR Minimum

1.15%

Credit Profile

Credit Issue Driven – Not Credit Score Driven

Interest Rate

1st Mortgage: 5 Yr Tr + 3-4

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2nd Mortgage: 6% (daily change)

Amortization

1st Mortgage: 25 years

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2nd Mortgage: 25 years

Term

1st Mortgage: 5 / 10 years

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2nd Mortgage: 25 years

Loan Points

1 - 2

Prepay

5 Year Declining

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10 Year (Declining)

The Continental Finance Difference

Nationwide Program
No Restricted Industries
Competitive Pricing
We Fund Your Loans