Residential Purchase/Rehab Loan Program

Loan Limits

$75,000.00 – $2,000,000.00


Full Recourse

Documentation Type

Stated and Bank Statement

Loan Types

Purchase & Rehab

Maximum LTV

70% Purchase – 100% Rehab (No Experience)
85% Purchase – 100% Rehab (Minimum 3 Projects)

Occupancy Type

Investor Only

Eligible Locations


Property Types

SFR, 2 – 4 Units, Condos, Townhouses, Foreclosures, Short Sales

Interest Rate

7.50% - 12.50%

Credit Minimum


Loan Points

2.0% - 5.0%


12 – 24 Months (I/O)



Due Diligence Deposits

Processing Fee Due At LOI Acceptance (Case by Case)
Due Diligence Costs Due At Term Sheet

Submission Requirements

Application 1003 Form
Exterior Color Photos
Rehab Budget with Draw Schedule
Credit Report, three bureaus with scores
Authorization for Credit Information

The Continental Finance Difference

Closings in 30 Days
Cross Collateralization Allowed
Flexible Underwriting
We Make Loans Happen