Residential Construction Loan Program

Account Receivable

$100,000.00 – $3,500,000.00


Full Recourse

Documentation Type

Stated and Bank Statement

Loan Types

Ground Up Construction

Maximum LTV

65% Purchase of Land
85% - 100% Construction

Occupancy Type

Investor Only

Eligible Locations


Property Types

SFR, 2-4 Unit, Condos, Townhouses
SFRs & 2 – 4 Unit Multifamily (Investor only – No owner occupied)

Interest Rate

9.0% - 12.50%

Credit Minimum

650 (Exceptions Case by Case)

Loan Points

2.00% - 5.00%


12 – 24 Months



Due Diligence Deposits

Processing Fee Due At LOI Acceptance (Case by Case) Due Diligence Costs Due At Term Sheet

Submission Requirements

Application 1003 Form
General Contractor Plans
Credit Report, three bureaus with scores
Authorization for Credit Information

The Continental Finance Difference

Closings in 30 Days
Cross Collateralization Allowed
Flexible Underwriting
We Make Loans Happen