Loan Limits

$250,000.00 – $10,000,000.00

Guarantee

Personal Required

Documentation Type

Market Rents or Leases

Loan Types

Purchase
Refinance (cash-out allowed)

Maximum LTV

Apartments & Commercial : 75% Purchase & 70% Refinance

Occupancy Type

Apartments (Investor Only) Commercial (N/O/O or O/O)

Eligible Locations

Nationwide

Property Types

All Commercial Property Types including Marijuana Based
Investor or Commercial Owner Occupied
occupied)

Interest Rate

7.50% - 11.50%

Credit Minimum

640

Loan Points

1.00% - 2.00%

Term

5, 10, or 30 Years Fixed / Amortization: 25 & 30 years

Prepay

5-5-5-5-5 // 5-4-3-2-1 (can be bought down, case by case)

Due Diligence Deposits

Appraisals Required
Due Diligence Costs Due At Underwriting

Submission Requirements

Application 1003 Form
Exterior Color Photos
Operating Statement – 2 Years and YTD
Credit Report, three bureaus with scores
Current Rent Roll (if applicable)
Authorization for Credit Information

The Continental Finance Difference

Closings in 30 - 45 Days
Cross Collateralization Allowed - case by case
Flexible Underwriting
We Make Loans Happen