Commercial Full Doc Loan Program

Loan Limits

$250,000.00 - $25,000,000.00 (Exceptions considered case-by-case)

Recourse

Personal and Corporate

Loan Types

Acquisition
Refinance
Cash-Out Refinance

Maximum LTV

70% Commercial // 80.0% MultiFamily

Subordinate Financing

Not Allowed

Occupancy Type

Owner Occupied with Tenants
Investor

Eligible Locations

Nationwide

DSCR Minimum

1.20% - 1.40%

Collateral Eligible

Most Commercial Property Types Considered

Interest Rate

Market Rates (Credit, Property Type and Location Driven)

Credit Minimum

680 (middle score of three bureaus - exceptions case by case)

Loan Points

1.0% - 3.0% (Loan Size, Location and Credit Driven)

Term

5 years and 10 years (Fixed and Called)

Amortization

25 years (Commercial) & 30 years (MultiFamily)

Prepay

5-4-3-2-1 (exceptions case by case)

The Continental Finance Difference

Nationwide Loan Programs
Standard Property Types
Letter of Interest with qualifying documentation
We make loans happen