Conventional Loan Program

Loan Limits

$250,000.00 - $25,000,000.00 (Exceptions considered case-by-case)

Recourse

Personal and Corporate

Loan Types

Acquisition
Refinance
Cash-Out Refinance

Maximum LTV

70% Commercial // 80.0% MultiFamily

Subordinate Financing

Not Allowed

Occupancy Type

Owner Occupied with Tenants
Investor

Eligible Locations

Nationwide

DSCR Minimum

1.20% - 1.40%

Collateral Eligible

Most Commercial Property Types Considered

Interest Rate

5.5% - 6.75% (Credit, Property Type and Location Driven)

Credit Minimum

660 (Exceptions considered case-by-case) (Middle Score of Three – Lower Score of Two)

Amortization

20, 25 & 30 Years

Loan Points

1.0% - 2.0% (Loan size, location and credit driven)

Term

3, 5, 7, 10 & 15 Year Fixed

Prepay

Declining & Static Available

The Continental Finance Difference

Nationwide Loan Programs
Standard Property Types – No Max Loan Amount
Letter of Interest in 2 – 3 business days
We make loans happen