Loan Limits

$250,000 – $15,000,000

Multiple Loans

No Restriction on Number of Loans Per Borrower

Recourse

Personal & Business

Loan Types

Purchase, Refinance, Start-Ups, Business Only, Construction
Working Capital, Equipment, Inventory

Borrower Type

For Profit Business and Non-Profit Organizations

Maximum LTV

80.0%

Occupancy Type

Investment or Owner Occupied

Eligible Locations

Nationwide​ (in qualified rural areas)

Property Types

All Property Types and All Business Types

DSCR Minimum

1.15% - 1.4%

Credit Profile

Not Credit Score Driven – Credit Issue Driven

Interest Rate

Adjustable : Prime + 2.0 – 2.75
Fixed 5.25 – 6.25%

Amortization

15 Years (Business Only)
30 Years (Real Estate Related)

Term

Quarterly Adjustable or Fixed

Loan Points

Case by Case Basis

Prepay

5% - 4% - 3% - 2% - 1%

Closing Time

60 – 75 Days

The Continental Finance Difference

Nationwide Program
No Restricted Industries – SBA Ineligible Only
Real Estate – Business Only - Construction
Chapter 11 Refinancing – Approved Plans Only
We Make Loans Happen