Loan Limits

$250,000.00 - $25,000,000.00 ​(Exceptions considered case-by-case)

Multiple Loans

Yes – Based on Strength of Borrower

Recourse

Personal and Corporate

Loan Types

Acquisition
Refinance
Cash-Out Refinance

Maximum LTV

75.0%

Subordinate Financing

Not Allowed

Occupancy Type

Owner Occupied
Investor

Eligible Locations

Nationwide

DSCR Minimum

1.20% - 1.40%

Collateral Elligible

Most Commercial Property Types Considered

Interest Rate

4.00% – 6.50% ​(Credit and location driven)

Credit Score Min

660​ (Exceptions considered case-by-case)

Amortization

20, 25, & 30 Years

Term

Usual Fixed Years: 3 – 5 – 7 – 10

Loan Points

1.0% – 2.0% (​Loan size, location and credit driven)

Prepay

Declining & Static Available

Closing Time

45 – 60 Days

The Continental Finance Difference

Nationwide Loan Programs
Standard Property Types – No Max Loan Amount
Letter of Interest in 2 – 3 business days
We make loans happen