Loan Limits

$250,000 – $25,000,000


Full Recourse
Non-Recourse ​(available case-by-case)

Documentation Type

Lite Documentation & Full Documentation (Case by Case)

Loan Types

Real Estate Based – All Situations Reviewed For Qualification

Maximum LTV

65% - 80% (Higher LTV for Residential Properties)

Occupancy Type

Investor & Owner Occupied

Eligible Locations


Property Types

All Commercial & Multifamily Property Types Considered

Interest Rate

9.0% - 15.0%

Credit Score Min

No Minimum (But Must Have Exit Strategy)


Interest Only

Loan Points

2.00% - 5.00%


6 – 24 Months ​(longer terms considered case-by-case)


No Prepayment Penalty

Due Diligence Deposits

Processing & Underwriting Fee
Third-Party Report Fees Due at Commitment Letter

Submission Requirements

Renovation Budget (if applicable)
Interior & Exterior Color Photos or Appraisal Copy (if available)
Current Rent Roll (if applicable)
Last Year Operating Statement (if applicable)
Personal Financial Statement
Recent Tri-Merge Credit Report
Explanation of Exit Strategy

The Continental Finance Difference

Close in as Little as 2 Weeks
Cross Collateralization Allowed
Flexible Underwriting
Any Type of Real Estate Considered